5 signs you may need a medical billing advocate

1. Have you rejected the claims you want the insurance company to reconsider? Still unsure how to appeal claims?
2. Are you or a family member chronically ill and overwhelmed with filing a large number of insurance bills and documents?
3. Do you have older parents who need help with their Medicare Supplement and Part D coverage decisions, and don't know how to help them?
4. Have you recently incurred large medical expenses and do not have insurance and do not know where to go or what to do?
5. Do you suspect that your medical bills contain surcharges and inaccuracies but don't know what to do?

If you answered yes to any of these questions, it is recommended to consult with a medical billing advocate. Medical Billing Advocacy of the Rockies provides a free initial consultation to review the facts of your individual situation and determine if you have a case and / or determine what assistance or recommendations they can provide you.

"After spending 10 years in the health insurance field working for a major health insurance company, I saw a critical need for this service. Learning and analyzing jargon and healthcare codes is not something that the population in You generally can't do it, and you don't have time to do it. Rocky Mountain Medical Billing Advocacy located in Loveland, Colorado.

According to Ms. Knapp, some of the common questions from her clients are:

"How can I know if my medical bills are correct?

"How do I know if my insurance company has paid as much as it should?"

"How do I know I am paying what I really owe?"

The job of a medical billing advocate is to sort out the facts, review detailed doctor and hospital bills, insurance benefit statements, and medical records. "This comprehensive review helps you get fair treatment in a complex and confusing health care system and assures you of a true and accurate bill," according to Ms. Knapp. Ms. Knapp advocates on behalf of her clients to get the benefits they deserve, while solving billing errors, eliminating surcharges, and negotiating bill reductions.

Advocates for medical billing are experienced in helping individuals and / or families with chronic illnesses who care for a child or spouse with chronic illnesses. According to Ms. Knapp, "When families face significant health problems, the burden of fighting with insurance companies and health care providers to make sure the bills are correct and that the insurance company processes them properly it's just another stress they don't need to deal with at a very difficult time in their lives. A billing advocate can step in to manage the process and allow you to focus on caring for your loved ones. "

Also, for seniors who are confused by the complexity of Medicare supplement policies and Medicare Part D drug plans, medical billing advocates who specialize in this area can provide enrollment advice and assistance. in a plan that will provide the most benefit at the least cost.

A recent article published by CBS News, Slash Your Medical Bill; 7 Ways to Haggle offers advice to consumers on how to find medical pricing data for planned medical procedures, and then use this information to effectively negotiate with care providers before receiving services. They also offer advice on the best methods to reduce bills for medical services you have already received. A skilled consumer, armed with accurate medical price data, can negotiate on his own behalf for substantial savings in medical costs from both doctors and hospitals.

Holly Knapp is a member of a national organization for medical billing advocates: Medical Billing Advocates of America (MBAA) injury case management. Advocates come from a variety of backgrounds: health insurers, nurses, attorneys, certified medical coders, and healthcare administrators. Members support each other in their common goal of a fair and true medical bill, sharing knowledge and skills while working together on difficult cases.